LPS Applied Analytics released their October Mortgage Performance data today. According to LPS:
• The average number of days delinquent for loans in foreclosure is a record 492 days
• Over 4.3 million loans are 90 days or more delinquent or in foreclosure
• Foreclosure sales plummeted by 35% in October (as a result of the widespread moratoria)
• Nearly 20% of loans that have been delinquent more than two years are still not in foreclosure
Click on graph for larger image in new window.
This graph provided by LPS Applied Analytics shows the percent delinquent, percent in foreclosure, and total non-current mortgages.
The percent in the foreclosure process is trending up because of the foreclosure moratoriums.
According to LPS, 9.29 percent of mortgages are delinquent, and another 3.92 are in the foreclosure process for a total of 13.20 percent. It breaks down as:
• 2.72 million loans less than 90 days delinquent.
• 2.24 million loans 90+ days delinquent.
• 2.09 million loans in foreclosure process.
For a total of 7.04 million loans delinquent or in foreclosure.
This is similar to the quarterly data from the Mortgage Bankers Association.
Note: I've seen some people include these 7+ million delinquent loans as "shadow inventory". This is not correct because 1) some of these loans will cure, and 2) some of these homes are already listed for sale (so they are included in the visible inventory).
Washington (CNN) – It is not enough to say the economy is "struggling," "hurting," "sluggish" or "slow."
In this week's American Sauce, we nail down the specifics on our economic health: income, spending, GDP and jobs (now and future). And we look at a core problem, still: housing. We'll introduce you to a woman who's part of the next large group to face foreclosure (conventional loans on moderate homes). She personally demonstrates that all that talk of loan modifications has led to a tangled system of obstacles.
Click here to listen, or keep reading for a quick, bulleted list.
American Sauce's economic check-up:
* Personal bankruptcies: 1.5 million individuals applied for bankruptcy in the year between Sept. 2009 and Sept. 2010. That was a nearly 14 percent increase from the year before.
* Business bankruptcies: 58,322 businesses applied for bankruptcy in that time. Notably, that was a slight decrease of less than 1 percent from the year before.
* Bankruptcy stats: Look through them for yourself at http://www.uscourts.gov/Statistics/BankruptcyStatistics.aspx
* Unemployment rate: 9.8 percent in November, up from 9.6 percent in October.
* Those on unemployment rolls: 15.1 million people.
* Those not counted in unemployment rate: Up to 5 million. That includes as many as 3.5 million who have maxed out unemployment benefits and 1.3 million workers who have stopped filing paperwork for unemployment benefits, saying they do not believe they can find a job and have given up.
NOTE: there are no reliable figures on how many "99'ers" exist. From the Labor Department, we know 3.5 million people have fallen off the unemployment rolls but we do not know how many of them have found a job and how many are still unemployed.
* Unemployment Stats: Here are the latest – http://bls.gov/news.release/empsit.nr0.htm
* Personal income: Went up slightly in November, rising 0.5 percent in November.
* Personal spending: Also increased last month, going up 0.4 percent.
* Income/spending stats can be found here from the Bureau of Economic Advisors: http://www.bea.gov/newsreleases/national/pi/pinewsrelease.htm
* New home sales: Dropped another 8.1 percent in October. It was a drop of 28.5 percent from a year before and a plummet of 80 percent from the height of the housing boom.
* New home prices: Average sales price was $194,900 in October, 13.9 percent lower than in September.
* Existing home sales: Slid 2.2 percent in October.
* Existing home prices: Averaged $170,000 in October.
* More on new home numbers from CNNMoney: http://money.cnn.com/2010/11/24/real_estate/new_home_sales/index.htm
* More on existing homes from CNNMoney: http://money.cnn.com/2010/11/23/real_estate/home_sales_slow/index.htm
For more stats, including the latest figure on Gross Domestic Product, click here for this week's American Sauce podcast:
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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LPS Applied Analytics released their October Mortgage Performance data today. According to LPS:
• The average number of days delinquent for loans in foreclosure is a record 492 days
• Over 4.3 million loans are 90 days or more delinquent or in foreclosure
• Foreclosure sales plummeted by 35% in October (as a result of the widespread moratoria)
• Nearly 20% of loans that have been delinquent more than two years are still not in foreclosure
Click on graph for larger image in new window.
This graph provided by LPS Applied Analytics shows the percent delinquent, percent in foreclosure, and total non-current mortgages.
The percent in the foreclosure process is trending up because of the foreclosure moratoriums.
According to LPS, 9.29 percent of mortgages are delinquent, and another 3.92 are in the foreclosure process for a total of 13.20 percent. It breaks down as:
• 2.72 million loans less than 90 days delinquent.
• 2.24 million loans 90+ days delinquent.
• 2.09 million loans in foreclosure process.
For a total of 7.04 million loans delinquent or in foreclosure.
This is similar to the quarterly data from the Mortgage Bankers Association.
Note: I've seen some people include these 7+ million delinquent loans as "shadow inventory". This is not correct because 1) some of these loans will cure, and 2) some of these homes are already listed for sale (so they are included in the visible inventory).
Washington (CNN) – It is not enough to say the economy is "struggling," "hurting," "sluggish" or "slow."
In this week's American Sauce, we nail down the specifics on our economic health: income, spending, GDP and jobs (now and future). And we look at a core problem, still: housing. We'll introduce you to a woman who's part of the next large group to face foreclosure (conventional loans on moderate homes). She personally demonstrates that all that talk of loan modifications has led to a tangled system of obstacles.
Click here to listen, or keep reading for a quick, bulleted list.
American Sauce's economic check-up:
* Personal bankruptcies: 1.5 million individuals applied for bankruptcy in the year between Sept. 2009 and Sept. 2010. That was a nearly 14 percent increase from the year before.
* Business bankruptcies: 58,322 businesses applied for bankruptcy in that time. Notably, that was a slight decrease of less than 1 percent from the year before.
* Bankruptcy stats: Look through them for yourself at http://www.uscourts.gov/Statistics/BankruptcyStatistics.aspx
* Unemployment rate: 9.8 percent in November, up from 9.6 percent in October.
* Those on unemployment rolls: 15.1 million people.
* Those not counted in unemployment rate: Up to 5 million. That includes as many as 3.5 million who have maxed out unemployment benefits and 1.3 million workers who have stopped filing paperwork for unemployment benefits, saying they do not believe they can find a job and have given up.
NOTE: there are no reliable figures on how many "99'ers" exist. From the Labor Department, we know 3.5 million people have fallen off the unemployment rolls but we do not know how many of them have found a job and how many are still unemployed.
* Unemployment Stats: Here are the latest – http://bls.gov/news.release/empsit.nr0.htm
* Personal income: Went up slightly in November, rising 0.5 percent in November.
* Personal spending: Also increased last month, going up 0.4 percent.
* Income/spending stats can be found here from the Bureau of Economic Advisors: http://www.bea.gov/newsreleases/national/pi/pinewsrelease.htm
* New home sales: Dropped another 8.1 percent in October. It was a drop of 28.5 percent from a year before and a plummet of 80 percent from the height of the housing boom.
* New home prices: Average sales price was $194,900 in October, 13.9 percent lower than in September.
* Existing home sales: Slid 2.2 percent in October.
* Existing home prices: Averaged $170,000 in October.
* More on new home numbers from CNNMoney: http://money.cnn.com/2010/11/24/real_estate/new_home_sales/index.htm
* More on existing homes from CNNMoney: http://money.cnn.com/2010/11/23/real_estate/home_sales_slow/index.htm
For more stats, including the latest figure on Gross Domestic Product, click here for this week's American Sauce podcast:
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
click to view author
Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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LPS Applied Analytics released their October Mortgage Performance data today. According to LPS:
• The average number of days delinquent for loans in foreclosure is a record 492 days
• Over 4.3 million loans are 90 days or more delinquent or in foreclosure
• Foreclosure sales plummeted by 35% in October (as a result of the widespread moratoria)
• Nearly 20% of loans that have been delinquent more than two years are still not in foreclosure
Click on graph for larger image in new window.
This graph provided by LPS Applied Analytics shows the percent delinquent, percent in foreclosure, and total non-current mortgages.
The percent in the foreclosure process is trending up because of the foreclosure moratoriums.
According to LPS, 9.29 percent of mortgages are delinquent, and another 3.92 are in the foreclosure process for a total of 13.20 percent. It breaks down as:
• 2.72 million loans less than 90 days delinquent.
• 2.24 million loans 90+ days delinquent.
• 2.09 million loans in foreclosure process.
For a total of 7.04 million loans delinquent or in foreclosure.
This is similar to the quarterly data from the Mortgage Bankers Association.
Note: I've seen some people include these 7+ million delinquent loans as "shadow inventory". This is not correct because 1) some of these loans will cure, and 2) some of these homes are already listed for sale (so they are included in the visible inventory).
Washington (CNN) – It is not enough to say the economy is "struggling," "hurting," "sluggish" or "slow."
In this week's American Sauce, we nail down the specifics on our economic health: income, spending, GDP and jobs (now and future). And we look at a core problem, still: housing. We'll introduce you to a woman who's part of the next large group to face foreclosure (conventional loans on moderate homes). She personally demonstrates that all that talk of loan modifications has led to a tangled system of obstacles.
Click here to listen, or keep reading for a quick, bulleted list.
American Sauce's economic check-up:
* Personal bankruptcies: 1.5 million individuals applied for bankruptcy in the year between Sept. 2009 and Sept. 2010. That was a nearly 14 percent increase from the year before.
* Business bankruptcies: 58,322 businesses applied for bankruptcy in that time. Notably, that was a slight decrease of less than 1 percent from the year before.
* Bankruptcy stats: Look through them for yourself at http://www.uscourts.gov/Statistics/BankruptcyStatistics.aspx
* Unemployment rate: 9.8 percent in November, up from 9.6 percent in October.
* Those on unemployment rolls: 15.1 million people.
* Those not counted in unemployment rate: Up to 5 million. That includes as many as 3.5 million who have maxed out unemployment benefits and 1.3 million workers who have stopped filing paperwork for unemployment benefits, saying they do not believe they can find a job and have given up.
NOTE: there are no reliable figures on how many "99'ers" exist. From the Labor Department, we know 3.5 million people have fallen off the unemployment rolls but we do not know how many of them have found a job and how many are still unemployed.
* Unemployment Stats: Here are the latest – http://bls.gov/news.release/empsit.nr0.htm
* Personal income: Went up slightly in November, rising 0.5 percent in November.
* Personal spending: Also increased last month, going up 0.4 percent.
* Income/spending stats can be found here from the Bureau of Economic Advisors: http://www.bea.gov/newsreleases/national/pi/pinewsrelease.htm
* New home sales: Dropped another 8.1 percent in October. It was a drop of 28.5 percent from a year before and a plummet of 80 percent from the height of the housing boom.
* New home prices: Average sales price was $194,900 in October, 13.9 percent lower than in September.
* Existing home sales: Slid 2.2 percent in October.
* Existing home prices: Averaged $170,000 in October.
* More on new home numbers from CNNMoney: http://money.cnn.com/2010/11/24/real_estate/new_home_sales/index.htm
* More on existing homes from CNNMoney: http://money.cnn.com/2010/11/23/real_estate/home_sales_slow/index.htm
For more stats, including the latest figure on Gross Domestic Product, click here for this week's American Sauce podcast:
bench craft company rip off exersizes
Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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Sarah Palin Passes On RNC - The Note
Sarah Palin isn't running…for one job at least. She doesn't appear to be a candidate to Chair the Republican National Committee. The Note, authored by ABC News' Rick Klein, covers politics, the White House, Congress, Democrats, ...
Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 7 <b>...</b>
Investors and traders in China's main financial district are talking about the following before the start of trade today: Goldman Sachs yesterday denied that a fall in Chinese domestic stocks last month was linked to one of its research ...
Foxconn to ship iPad 2 by the end of February 2011
Foxconn Electronics' (Hon Hai Precision Industry's) plants in Shenzhen, China have recently been notified they will ship Apple's iPad 2 within the next 100 days with initial shipments to reach 400000-600000 units, according to sources ...
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